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It gives me immense pleasure in heading the family of J&K Grameen Bank, sponsored by J&K Bank, comprising a team of dedicated, hardworking, and highly aspiring employees. The J&K Grameen Bank is one of the Premier Banks in the state of Jammu & Kashmir with a network of 174 branches. The area of operation of the bank is spanned across all three regions of the state.
The success of J&K Grameen Bank can be attributed to our ability to continually identify, evolve and respond to the changing demands across the state of J&K and reach out to the far flung/remotest corners for providing various banking services to the unbanked areas, thereby fulfilling our commitment of Corporate Social Responsibility.
Our values of respect, service and involvement remain consistent. These values are embraced by our staff members who have played a major role in our success so far. These values will continue to do so in going forward.
The track record of consistent growth of the Bank is indeed a satisfying achievement for any organization. Still there is enough untapped potential available waiting to be exploited. Bank is required to broad base its clientele through expanding reach and spread by way of Financial Inclusion of unbanked/underprivileged population. Our special emphasis and effort are warranted to give a big boost to our CD Ratio. Technological advancement in the form of 100% coverage under CBS will also provide us ample opportunities to offer class services to our customers.
I wish every member of this family a prosperous life.
Our slogan for 2010-11-"BANKING THE UNBANKED"
Raja Abdul Lateef
Chairman
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