Digital Banking

  1. Digital Banking

Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of fund transfers individually. Amount starting from 2 Lakh can be sent to any other RTGS-enabled Bank’s customer account through this mode from any JKGB Branch

 

How to do Transcation-

  • Customer intending to initiate transfer of funds through RTGS has to fill an application form providing details of the beneficiary (like name of the beneficiary, name of the bank branch where the beneficiary has an account, IFSC of the beneficiary bank branch, account type and account number) and the amount to be remitted.
  • The application form will be available at any of the Bank Branch. Visit any of our Branch, Fill in the form and Submit the same to Bank.
 

RTGS Timing

  • RTGS transactions can be initiated from any of the jKGB branch anytime during Business hours.
  • RTGS Settlement Timings : Under normal circumstances the beneficiary branches are expected to receive the funds in real time as soon as funds are transferred by the remitting bank. So the settlement takes place in real time.
 

RTGS Application Form