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PCL (Personal Loan Scheme For Pensioners) Loan Application Form


All pensioners of Central/State Government/ Public Sector Undertakings (State/ Central), Autonomous Bodies drawing their pensions from Banks' own branches


For any personal need

Amount of Loan:

Particulars Revised Ceiling for Maximum Loan Amount
a) For pensioners who are not more than 65 years of age Rs.2,50,000/- or equivalent to twelve months pension, whichever is lower.
b)For pensioners above 65 years but not more than 70 years of age Rs.1,50,000/- or equivalent to six months pension, whichever is lower


Guarantee of spouse eligible for family pension. In case spouse is not alive, then guarantee of any other family member or a third party guarantee of one person having sound financial net means good for the amount of advance.


The loan along with interest thereon would be repayable in 36 equal monthly installments.

Processing Charges:

0.25% of loan amount.

* Conditions Apply