Chairman's Message

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Chairman's Message

Mr.Janak Raj Angural

It is a matter of privilege for me to be the Chairman of J&K Grameen Bank. The responsibility cast on me assumes more significance so much so in succeeding a person of Shri R K Chhibber’s stature.
Having been closely associated with J&K Grameen Bank earlier I have noted with great satisfaction the Zeal and hard work of all section of employees.
J&K Grameen Bank has been playing a significant role since its inception by dedicating its services for the development of rural areas. The bank is playing a crucial role in providing credit to Agriculture needs, upliftment of the poor in rural. The Bank has an efficient and committed workforce of 1017 staff members as on 31.03.2018. The business of Bank as on March 31, 2018 stood at Rs.4999.44 Cr with deposits of Rs. 3404.63 Cr and Advances of Rs. 1594.81 Cr.
I take this opportunity to thank our valued customers, whose continued patronage and confidence in our Bank inspires us to extend the best of services to them. I also place on record my deep sense of gratitude to the Government of India, Government of J&K, J&K Bank (Sponsor Bank), Reserve Bank of India, National Bank for Agriculture and Rural Development and Board of Directors of the Bank for their timely support for all-round development of the bank.
Whatever we have made so far were only small steps preparing for gigantic dive in the years to follow. There will definitely be challenges in reaching out to customers, overcoming competitions, providing best services and remaining competitive, competent and compliant, But I assure you that with the pool of experienced staff members, energetic young men and women and highly intellectual Board of Directors we would succeed in providing best services to our customers and achieve all the Financial Targets for the coming years.


Janak Raj Angural