Chairman's Message

Sanjay Gupta

It’s my honor to assume the charge as Chairman of this glorious organization. J&K Grameen Bank is an esteem organization having prominent presence in the UT of J&K and LADAKH.

J&K Grameen Bank is the upfront organization to serve among the rural masses and is playing a very important role in the socio economic development of them. J&K Grameen Bank with its advanced schemes in all the priority sectors especially in agriculture sector is focusing for the upliftment of all the section of societies.

We have young, vibrant and vivacious staffs with a growing vision who are always committed to provide uninterrupted service to our valuable customers. The business of the bank as on 31-03-2022 stood at ₹ 7646.50 crores with deposits of ₹ 4767.90 crores and advances of ₹ 2878.60 crores and it is indeed a privilege for me to be at the helm of this rapidly growing institution.

I express my profound gratitude to our valuable customers for their everlasting faith in this growing institution. I also take this opportunity to thank Govt. of India, Govt of UT of J&K and Ladakh, Sponsor Bank, Reserve Bank of India, National Bank for Agriculture and Rural Development and Board of Directors for their timely guidance and always available support for the bank.

With a prime focus on customer needs along with quality service and areas like Credit Off-take, NPA Management, Enhancing checks and balances system, Business productivity, technology upgradation, I with my dynamic team of staff and guidance from Board of Directors assures all the stakeholders that we shall leave no stone unturned to continue the growing trajectory of the bank.

Sanjay Gupta