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PCL (Personal Consumption Loan for General Public) Loan Application Form

Eligibility:

Permanent confirmed employees of Central/ State Govt., Public Sector Undertakings (State/ Central), Autonomous Bodies & Institutions having at least three years of active remaining service preferably whose salary accounts/saving bank accounts are maintained by our branches or whose salary accounts are maintained with other bank.


Purpose:

For any personal need or to meet any unexpected expenditure.


Amount of Loan:

30 months gross salary or Rs.7.00 Lakh whichever is lower. Latest Salary Certificate of the applicant/ employee is required.


Security:

Third party guarantee of one person having financial net means good for the loan amount.


Repayment:

84 equal monthly installments OR remaining period of service, whichever is lower.


Processing Charges:

0.50% of the loan amount.

* Conditions Apply