Head Office
: J&K Grameen Bank, Near Fruit Complex, Narwal, Jammu (J&K)
GSTIN :
01AAAAJ7859H1ZO
Careers |
Tenders |
News/Events |
Contact Us |
Toggle navigation
Home
Know Us
About Us
Chairman's Message
Board of Directors
History
Organisational Chart
Annual Reports
Personal Banking
Deposits
Current Account
Saving Account
Saving Deposit Scheme
Fixed Deposits Receipt
Cash Certificate Receipt
Monthly Yield Deposit
Smart Saver Deposit
View All Deposits
Loans
COVID19- Emergency Line of Credit
Home Loans
Vehicle Loans
Personal Loans
Education Loans
KCC Loans
Car Loans
Mortgage Loans
View All Loans
Insurance
General Insurance
Life Insurance
Health Insurance
View All Insurance
Financial Inclusion
PMJDY
PMJJBY
PMSBY
APY
Gallery
Digital Banking
Mobile Banking
Debit Card
UPI & USSD 2.0 (*99#)
POS
E-Commerce (Rupay Pay Secure)
SMS Alert
Core Banking
Cheque Truncation System
View All
Digital Banking
Digital Banking
Cheque Truncation System
Cheque Truncation is the process of stopping the physical movement of cheques. As per the amended Negotiable Instruments Act 1881, in cheque truncation, the movement of the physical instrument is stopped and replaced by electronic images and associated MICR line of the cheque.
Benefits
Faster clearing cycle
Better Customer Service - Enhanced Customer Window T+0 for Local Clearing and T + 1 for inter-city clearing.
Faster Realization and Credit